Insurance Benefits

Supports talent recruitment and retention

In a 2019 survey, over 78 percent of employees indicated it is important to them that their insurance cover fertility treatment. Demand for family forming benefits continues to grow exponentially and many employees will change jobs to get them. Providing these benefits allows your company to better attract, retain, and support your employees.

Improves team morale

Family building is an emotional journey that can take a toll on physical, emotional, and financial well-being. A supported employee is a happy employee, and companies with high morale prove more productive, enjoy higher retention, and deliver better quality.

Promotes diversity, equity, and inclusion in the workplace

Providing equitable and inclusive family forming benefits for 2SLGBTQI+ employees demonstrates tangible steps toward positive change.

What benefits do employees need covered?

If the family forming benefits offered by your current health insurance provider do not cover what you need, you can seek coverage through an external insurance provider such as Carrot or Progyny, both of which specialize in fertility benefits. A family forming benefits program should cover the following:

• Fertility treatment services like medication or surgery
• In-vitro fertilization (IVF) or intrauterine insemination (IUI) procedures
• Fertility preservation such as egg, sperm or embryo freezing
• Costs associated with surrogacy
• Costs associated with using and storing donor eggs and sperm